Hit by uninsured driver pa

Hit By An Uninsured Motorist In Pennsylvania? Getting into a car accident is bad enough. You have property damage to deal with and may have suffered injuries that lead to medical bills and time off from work. When the other driver is uninsured or underinsured, the experience can be particularly frustrating and confusing. The minimum option for uninsured and underinsured motorist coverage in Pennsylvania is $15, per person and $30, per accident. Unfortunately, if you are hit by an uninsured driver and suffer serious bodily injury and damage to your vehicle, the minimum limits of uninsured motorist coverage may not cover all your expenses.  · A crash with an uninsured driver is more than an accident in Pennsylvania—it can be a nightmare. Medical expenses, lost wages, and property damage can all fall on the victim’s shoulders—an enormous financial burden—even if the victim maintained the state’s minimum insurance requirements. Pennsylvania isn’t known for having many uninsured Estimated Reading Time: 5 mins.

Three steps to take after being hit by an uninsured driver 1. File a police report You need to start by filing a police report. While you're waiting for the police to arrive at the scene of the accident, get as much documentation as possible. While Pennsylvania does not require drivers to purchase uninsured or underinsured coverage, it is always wise to pay additional money for the extra coverage. If an uninsured driver strikes you, you may have difficulty recovering the compensation needed to treat your injuries and repair the damage to your vehicle. Uninsured Motorist (UM) — This coverage applies to you, your family and your passengers for bodily injury if you are hit by an at-fault uninsured motorist. This does not cover damage to property. Underinsured Motorist (UIM) — This coverage applies to you, your family and your passengers for bodily injury if you are hit by an at-.

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